1st Metropolitan Mortgage is a full service broker licensed in 48 states.

* Purchase and Refinancing to 100%.
* FHA and USDA loans,
* Commerial /Residential loans.
* For sale by owner program.
* Self employed loans.
*1st time home owners.
*Home Equity Loans.

Down Payment Assistance Program.

One visit to the Foothills of Western North Carolina, Chimney Rock, Lake Lure, Forest City, Rutherfordton and you'll see why were named "Small town friendly".

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.